Cardinal Financial issues first MBS using FICO Score 10T, incrementing vetting for VA credits. Cardinal Financial issues first MBS using FICO Score 10T, enhancing vetting for VA loans.

Cardinal Financial ha emitido la primera garantía respaldada por el gobierno (MBS) utilizando el modelo FICO Score 10T, que utiliza datos de crédito de tendencia. Cardinal Financial has issued the first government-backed mortgage-backed security (MBS) using the FICO Score 10T model, which uses trended credit data. El MBS incluye préstamos del Departamento de Asuntos de Veteranos de los Estados Unidos. The MBS includes loans from the U.S. Department of Veterans Affairs. Más de 20 prestamistas hipotecarios en los EE.UU. han comenzado a usar FICO 10T para préstamos no comprados por Fannie Mae o Freddie Mac, mejorando las evaluaciones de riesgo y las decisiones de préstamo. More than 20 mortgage lenders in the U.S. have started using FICO 10T for loans not bought by Fannie Mae or Freddie Mac, improving risk assessments and lending decisions.